Visa readiness bank statement check
Consulates read 3 to 6 months of bank statements to determine if you can afford the trip and if your financial life is stable. CleanStatement analyses your statement exactly how a visa officer would, flagging sudden large deposits and checking income regularity — all privately on your own device.
See what the visa officer sees
Applicants genuinely don't know what their statement 'says' to an underwriter. Visa officers look for three things: can you afford the trip, is your income regular, and are there sudden large deposits that look like window-dressing to temporarily inflate your balance.
The Visa Readiness Report
CleanStatement processes your PDF statements and gives you a one-page readiness view:
- Closing-balance trend and month-wise average balance (recomputed row-by-row for accuracy).
- Income-regularity check: are salary credits present, regular, and consistent?
- Red-flag list: alerts for sudden large credits shortly before the statement end, balance spikes without history, heavy cash deposits, and bounced payments.
Frequently asked questions
Is CleanStatement really free?
Yes. Cleaning a bank statement, verifying its running balance and downloading the cleaned Excel are free, with no sign-up. Advanced features such as the ITR Workbench, multi-statement merge and accounting-software voucher exports are currently open to everyone during the launch period.
Is my bank statement uploaded to a server?
No. Every step — reading the PDF, detecting the bank, cleaning, verifying balances, classifying and generating the Excel — runs inside your browser tab using JavaScript. There is no upload, no backend and no third-party API. You can disconnect from the internet after the page loads and the tool still works.
Which Indian banks are supported?
Over 21 banks are detected automatically, including HDFC, ICICI, SBI, Axis, Kotak Mahindra, IDFC FIRST, IDBI, YES Bank, IndusInd, Federal, RBL, AU Small Finance, Bandhan and the public-sector banks PNB, Bank of Baroda, Canara, Union Bank, Bank of India, Indian Bank, Central Bank and UCO. Statements from banks without a stored profile still clean successfully because the columns are inferred from the data.
Can it convert a password-protected PDF statement?
Yes. If the PDF is encrypted, the tool prompts for the password and decrypts it locally in your browser. The password is never transmitted anywhere.
Does it work with scanned bank statements?
Not yet. CleanStatement reads text-based PDFs — the kind your bank generates when you download a statement. A scanned or photographed statement is an image and needs OCR, which is on the roadmap as a local, on-device step so the no-upload promise holds.
What does the balance verification actually check?
It recomputes the running balance row by row from the opening balance and every debit and credit, then compares each computed figure against the balance printed on the statement. If any row fails to reconcile, it is flagged. This is what catches both parsing errors and tampered statements.
How is this different from a generic PDF-to-Excel converter?
A generic converter gives you the same mess in a spreadsheet: junk rows, wrapped narrations split across lines, dates as text and amounts that will not sum. CleanStatement understands that the file is a bank statement — it strips repeated headers, re-joins wrapped narrations, normalizes Indian date and lakh/crore amount formats, re-orders newest-first statements, verifies the running balance and classifies every row to an accounting ledger head.